PayPeek · Free Tools
Every financial tool you need
for your first real job.
10 free calculators. No account needed. No ads. All data stays in your browser.
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Most PopularPaycheck Decoder
See exactly where every dollar of your salary goes — federal tax, state tax, FICA, 401(k), and real take-home pay.
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Tax SeasonW-2 Explainer
Enter your W-2 box values and instantly find out if you are getting a refund or owe money when you file.
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50/30/20Budget Builder
Get a personalised 50/30/20 budget based on your actual take-home pay and fixed costs.
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Retirement401(k) Calculator
See how employer matching and compound interest grow your 401(k) to retirement. 2025 IRS limits.
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QuickHourly to Salary
Convert any hourly wage to annual salary and take-home pay after taxes. Compare multiple hourly rates.
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State CompareCost of Living
How much more would you keep by moving states? Compare take-home and cost of living side by side.
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FilingTax Refund Estimator
Will you get a refund or owe money? Estimate your 2025 federal refund from your W-2 figures.
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HousingRent Calculator
How much rent can you afford? Based on your take-home pay using the 30% rule and debt-to-income ratio.
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SavingsEmergency Fund
Calculate your 3-6 month emergency fund goal and see how many paychecks to get there.
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Job OfferSalary Negotiator
Get a market fairness score for any job offer and a specific counter-offer number to use.
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